couple-looking-at-finances
EnerBank USA logo
Your loan should work for you, not against you.
  • Loan commitment. We offer a 120-day credit commitment on all our loan approvals; credit cards don’t.
  • Lower interest rates. Our loan rates are typically much lower than standard credit card rates.
  • Fixed interest rates. Your rates never change for the life of the loan, even if you are late with a payment.
  • Maintain liquidity. We all know credit cards are especially helpful if an emergency arises. Don’t take away this kind of emergency safety net by maxing out your cards on a planned project.
apply now
We simplified home improvement financing
  • No Payments, No Interest Financing.
  • Several different loan types are available, so we can quickly help find the custom solution that’s perfect for you.
  • Financing plans are available for most levels of credit.
  • In most cases, credit applications are reviewed and approved in just seconds.
apply now
mini wooden house with coins stacked inside
EnerBank USA logo
Your loan should work for you, not against you.
  • Loan commitment. We offer a 120-day credit commitment on all our loan approvals; credit cards don’t.
  • Lower interest rates. Our loan rates are typically much lower than standard credit card rates.
  • Fixed interest rates. Your rates never change for the life of the loan, even if you are late with a payment.
  • Maintain liquidity. We all know credit cards are especially helpful if an emergency arises. Don’t take away this kind of emergency safety net by maxing out your cards on a planned project.
apply now

We simplified home improvement financing
  • No Payments, No Interest Financing.
  • Several different loan types are available, so we can quickly help find the custom solution that’s perfect for you.
  • Financing plans are available for most levels of credit.
  • In most cases, credit applications are reviewed and approved in just seconds.
apply now